1. Acceptance of Terms
By accessing or using CreditBPO's platform and services, you agree to be bound by these Terms of Use. If you do not agree to these terms, please do not use our services.
2. Description of Services
CreditBPO provides a platform that connects businesses, lenders, and procurement teams through AI-driven intelligence and data analytics. Our services include but are not limited to:
- Business intelligence and financial insights
- Lending and procurement facilitation
- Data analysis and reporting
- AI-powered decision support
3. User Accounts
To access certain features of our platform, you may need to create an account. You are responsible for:
- Providing accurate and complete information
- Maintaining the confidentiality of your account credentials
- All activities that occur under your account
- Notifying us immediately of any unauthorized use
4. User Conduct
When using our services, you agree not to:
- Violate any applicable laws or regulations
- Infringe upon the rights of others
- Submit false or misleading information
- Interfere with the proper functioning of the platform
- Attempt to gain unauthorized access to our systems
- Use our services for any illegal or unauthorized purpose
- Engage in any activity that could damage, disable, or impair our services
5. Intellectual Property
All content, features, and functionality of our platform, including but not limited to text, graphics, logos, icons, images, audio clips, digital downloads, data compilations, and software, are the exclusive property of CreditBPO or our licensors and are protected by copyright, trademark, and other intellectual property laws.
6. Data and Privacy
Your use of our services is also governed by our Privacy Policy, which is incorporated into these Terms by reference. Please review our Privacy Policy to understand how we collect, use, and protect your information.
7. Third-Party Links and Services
Our platform may contain links to third-party websites or services that are not owned or controlled by CreditBPO. We have no control over and assume no responsibility for the content, privacy policies, or practices of any third-party websites or services.
8. Disclaimer of Warranties
Our services are provided on an "as is" and "as available" basis. CreditBPO makes no warranties, expressed or implied, regarding the reliability, accuracy, or availability of our services.
9. Limitation of Liability
To the maximum extent permitted by law, CreditBPO shall not be liable for any indirect, incidental, special, consequential, or punitive damages resulting from your use of or inability to use our services.
10. Indemnification
You agree to indemnify and hold harmless CreditBPO and its officers, directors, employees, and agents from any claims, liabilities, damages, losses, and expenses arising from your use of our services or violation of these Terms.
11. Modifications to Terms
We reserve the right to modify these Terms at any time. We will provide notice of significant changes by posting the updated Terms on our platform. Your continued use of our services after such modifications constitutes your acceptance of the revised Terms.
12. Governing Law
These Terms shall be governed by and construed in accordance with the laws of the Philippines, without regard to its conflict of law provisions.
13. Contact Information
If you have any questions about these Terms, please contact us at:
Email: info@creditbpo.com
Phone: 09123456789